.5 acres on Signal Mountain, TN (Sequatchie County) | No HOA | Soil Testing Done | Owner will finance For Sale

  • $49,999

If you’ve been searching for a hidden gem on Signal Mountain — one with peace, privacy, and proven buildability — this off-market 0.5-acre lot delivers all that and more. Tucked away in a quiet, established neighborhood, this parcel is not listed on the MLS, giving you early access to a property most buyers will never know exists.

With a successful soil test already completed, electricity at the road, and no HOA, this land is ready for your vision — whether it’s a custom home, weekend retreat, or long-term investment in one of Tennessee’s most desirable mountain communities.

Property Overview

  • 0.5-acre wooded lot with a mix of flat and gently sloped topography

  • Existing soil test on file – buildable and ready for your septic design

  • Electric available at the road

  • No HOA and no restrictive covenants

  • Private and peaceful setting with mature trees

  • Well and septic will need to be installed

  • Not on the MLS – off-market opportunity

  • Just 25 minutes to downtown Chattanooga

This lot already has a valid soil test, which confirms the land will support a septic system. A septic permit will still need to be pulled by the buyer to determine the number of bedrooms and finalize the exact placement of the home and septic system. But the heavy lifting is already done — you’re not starting from scratch here.

Why You’ll Love This Property

Signal Mountain offers a rare blend of cool mountain air, natural beauty, and quick access to city amenities. With highly rated schools, vibrant community life, and proximity to Chattanooga’s job market, culture, and restaurants, it’s no wonder land here is in high demand.

Unlike many parcels on the market, this lot has:

  • No HOA telling you what to build or how to live

  • No waiting around for testing or red tape

  • No online competition or bidding wars

Just a quiet, buildable lot — ready when you are.

Owner Financing Available

Want to buy without the bank? We’ve got you covered. Owner financing available with:

  • 20% down payment

  • 675+ credit score

  • Flexible terms up to 10 years

  • Owner financing price is higher, the cash price is shown

This makes owning land on Signal Mountain more accessible than ever — and you don’t need perfect credit to make it happen.

Property Details

Address: 384 Miller Cove Circle. Signal Mountain, TN 37377

County: Sequatchie

Google Maps Link: https://maps.app.goo.gl/7LiDqk2ha64TYAhh7


Contact us today to schedule a site visit or lock it in before it hits the public market. Properties like this don’t stay hidden for long.

Price:
$49,999
Address:
384 Miller Cove Cir
Signal Mountain, TN 37377
Lot Size:
0.5 Acres
Terms:
For Sale
Property Type:
Land

Call (423) 769-7308 for more details

Property Location