Three Build-Ready Lots for Sale in Sparta, TN (White County) | Owner Financing Available | Mobile Home Friendly | Perc Test done For Sale

  • $39,000

If you’ve been searching for vacant land for sale in Sparta, Tennessee, this is a rare opportunity to choose your lot inside a quiet subdivision in beautiful Sparta, located in White County.

We are releasing three side-by-side homesites, giving you flexibility to purchase one individually or secure multiple parcels together.


Property Overview

Three available lots:

  • Lot 1 – 1.0 Acre

  • Lot 2 – 1.0 Acre

  • Lot 3 – 1.5 Acres

These parcels are ideal for:

  • Double wide or manufactured home

  • Site-built home

  • Buyers relocating to Tennessee

  • Long-term land investment

  • Rural living with access to town

Located inside an established subdivision, these properties offer privacy while still being just minutes from shopping, schools, and restaurants in Sparta.


What Makes These Lots Different

Unlike raw, untouched land, these homesites are positioned to make your build process smoother.

Once you secure the lot with a signed contract and deposit, the following improvements will be completed:

  • Driveway installed

  • Cleared homesite / mobile home pad prepared

  • Soil test (perc test) completed

This means you’re not starting from scratch. You lock in the land — we handle the initial prep work.

Buyer will be responsible for installing the well and utilities, which is standard for rural Tennessee builds.


Owner Financing Available – No Bank Required

We offer simple, structured owner financing to make buying land in Sparta, TN more accessible.

Owner Financing Terms:

  • 20% Down Payment Required

  • Minimum 675 Credit Score

  • Financing available for up to 10 years

  • No prepayment penalty

Example:

This structure allows buyers to secure property without navigating traditional land loans, which are often difficult to obtain.


Location & Lifestyle

Sparta, Tennessee is known for its natural beauty, rolling hills, and proximity to outdoor recreation. White County offers a blend of quiet country living and small-town convenience.

You’ll enjoy:

  • Easy access to downtown Sparta

  • Nearby lakes and outdoor recreation

  • Peaceful rural setting

  • Strong long-term growth appeal for land buyers

Whether you’re planning a permanent residence, a rental strategy, or holding land as an appreciating asset, these parcels offer flexibility and upside.


Why You’ll Love It

Build what you want.

Finance it without a bank.

Start with land that’s being prepared for you.

Opportunities to purchase multiple side-by-side lots inside a subdivision are limited — especially with owner financing available.


Property Details

County: White County

Google Maps Link: https://maps.app.goo.gl/UfoUYRVzUGUQVQJs5

Address: Viola Dr. Sparta, TN. (Closest neighbor is 1298 VIOLA DR, SPARTA, TN 38583)

Directions: From Crossville Highway/US 70, turn onto Viola Drive, and the properties will be on your left

Price:
$39,000
Address:
Sparta, TN 38583
Terms:
For Sale
Property Type:
Land

Call (423) 769-7308 for more details